Mortgage calculator

What would it cost each month?

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Property price Deposit Interest rate Term

Monthly payment—

Loan—

Loan to value—

Total interest—

Stamp duty (England)—

Cash needed—

Stamp Duty Land Tax for England and Northern Ireland at rates from 1 April 2025. Wales and Scotland have their own taxes. Check with GOV.UK. This is a guide, not financial advice.

Tips

A bigger deposit usually unlocks lower rates. Lenders price in bands, often at 60%, 75%, 85% and 90% loan to value.
A mortgage agreement in principle shows owners you are ready to proceed.
Speak to a qualified mortgage adviser before you commit.